Wednesday, December 10, 2014

Get Long Island Car Service Excess Insurance

By Claudine Hodges


The car hire industry has grown in leaps and bounds. As a result, the companies involved have resulted to the provision of basic services in an effort to cut down on their prices. The clients are being forced to bear some of the costs of using rental vehicles. With the right provider you will be able to protect yourself from certain risks that may come with hiring a Long Island car service.

Never pay for excess insurance when you are collecting the vehicle. This is because you may be charged two times as much as you are supposed to. The rental companies are trying to boost their sales by offering excess coverage at a higher rate. The sales teams have been taught how to sell the service to weary clients who are tired from their flights.

The ethics involved are questionable but the companies find it easier to offer lower prices for their rentals and then rely on the extra charges to boost their profits. This tactic is mostly used by companies in this particular industry like airlines and hotels.

The excess applies in situations where the windows, tires or undercarriage suffer damage. You will also be charged an excess when the vehicle is stolen or vandalized. The charges involved are usually dependent on the provider you use.

Look at the packages on offer before you decide on the one that best suits you. Take time to research on your options so that you can get competitive options.

the providers get their clients to pay for excess coverage by making it seem like it is a mandatory service. As much as the service is a convenience it is not mandatory for you to get it. It is possible for you to pay for the insurance policy from other providers instead of the rental companies. Once you have run out of options then you can get the policy from the rental company.

An entire industry has been born from the need to have excess insurance. The need for this service has created a growing demand that rental companies cannot supply at an affordable cost. The best move you can make is to get the insurance before you go to collect the vehicle. People who get rental services and excess coverage from separate providers greatly reduce on their spending.

As your broker or agent is booking the rental vehicle for you ask them if they offer excess coverage. The agents are known to have the policy at cheaper rates than rental companies. However, their rates are not as affordable as the ones you will get from the insurance companies.

Use the internet to research on all your options in an effort to cut on costs. There are a few pointers that you can use to your advantage. You can opt to take out excess insurance with the rental company as you collect the vehicle. However, you need to realize that you will be paying a higher premium for it.

The best alternative for you would be to separate the excess insurance from the car hire firm so as to get value for your money. It is possible for you to get a better deal for both from the agent or broker.




About the Author:



No comments:

Post a Comment